Money Magazine

Money magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money magazine provides credible, independent, easy-to-understand financial advice to help its readers save money and make the most of their investments.

EDITOR'S NOTE

Letter of the month

"What has been one of your most memorable investments?"

Money Magazine

Retirement's great trilemma • Retirees who prioritise their objectives will have a better chance of reconciling the conflicting financial challenges.

NEWS & VIEWS

Second-hand clothes and renewables can ease the financial stress

Compensation payouts: when are they taxed?

NEWS & VIEWS

MY MONEY

How tech may be hindering shoppers

PROPERTY

Home sweet home: it can be hard to leave

INVESTING

Eureka! All super funds pass the big test

SHARES

HOLD Lovisa Holdings (LOV) • The Intelligent Investor Gaurav Sodhi

Wealth's connection to Country

ASK PAUL

SMART SPENDING Destination Sleep retreats

Wine

GIVEAWAY

SMART SPENDING

Donations that make a difference

I've inherited $100k – should I buy a home with my mate?

Set out the rules so you don't destroy your friendship • Discuss the ‘pretty horrible stuff’ as well as the living-together issues.

Catch the ETF boom • Exchange traded funds take the hassle out of investing. They’re easy to buy and simple to understand, providing diversification at a low cost. Over the next 10 pages, we explain how they work, why they can provide the foundations for a balanced share portfolio and how to choose the right ones for your circumstances.

20 BIGGEST ETFS

TOP 5 PERFORMERS • The best-performing ETFs in the 2023-24 financial year.

Survival of the smartest • As reality catches up with hype, digital-only banks have had to adapt, often with the help of a partner. But the survivors have ensured that customers have a wider range of innovative and user-friendly services.

BANKING'S NEW WAVE

A stash of cash can save the day • A ‘rainy day’ fund provides vital back-up during a technology failure or a personal crisis.

Help! The cow ate my $50 • Whether they’re devoured, ripped, flooded or melted, damaged banknotes can be handed in and often replaced. This is how it works.

10 basics of watertight wills

Glossary

Tame the panic monster • By developing thoughtful habits – and taking a few deep breaths -the novice investor can make better decisions and even learn to enjoy the challenges.

When only a kitten will do • Pet ownership teaches children about care and responsibility – in theory, at least.

HOW MUCH PETS COST

Hanging on in hospitality • Businesses that adapt to the cost-of-living crunch have a better chance of keeping their doors open.

When your builder goes bust • Construction companies are collapsing at an alarming rate, leaving landholders and homeowners frustrated and out of pocket. What protection do they have and what can they do to get their dream project back on track?

How homeowners are protected

How to tackle an open house • Your home is likely to be the biggest investment of your life. Here’s how to maximise the short inspection window and zero in on the important details.

BEST APPROACH

Retirees with a home advantage • If you are asset rich but cash poor, here are four ways to top up your income so you can enjoy a more comfortable lifestyle.

Luxury goes out of style • The bubble has burst for high-end fashion and accessories as cautious shoppers tighten their belts.

Keep the income stream flowing • A...